Philhealth for Kasambahay

So finally, our helper has enrolled with Philhealth. She finally got her Philhealth number plus a Philhealth ID, too.  One down,  two more agencies to go! It took us a whole afternoon to register in a Philhealth office along Quezon Avenue. We did not know then that we can also register in their service desks is most Robinsons malls like  Galleria or Metro East!  

Philhealth coverage for the helper and her dependents provides some cushion when, God forbid, they get sick! Philhealth members can claim the benefit in the form of automatic deduction to the  bill after a hospital confinement.  That's if her records are updated and you pay the premium regularly. Medical cases like dengue, pneumonia, typhoid fever and gastroenteritis are covered.  When she gives birth, the amount of coverage is P8,000 if normal or P19,000 if cesarean. That's a lot of help for every one who's covered right! This can be some form of HMO for your helper, although the Philhealth coverage works only for confined patients, it's still a great help.

Applicants are required to present any of the following: birth certificate, baptismal certificate, or government-issued IDs like passport, driver's license or NBI Clearance. You can download the registration form here.

Refer to the table below for the monthly contribution. By law, the minimum monthly salary for kasambahay in Metro Manila is P2500. This means the monthly Philhealth premium is P175 - that's going to be fully paid by the employer!

[caption id="attachment_2585" align="aligncenter" width="300"] Source of Table: Philhealth
View the complete table here[/caption]

You can pay the premium through Philhealth collecting partners like big banks like BDO, BPI or LandBank. View the complete list of banks that accept Philhealth payment here. Get a copy of the payment slip here. Online payment is also accepted by BPI, Security Bank and Union Bank.

So the saga continues. We hope no more problems when dealing with SSS and PAGIBIG!

Also worth reading: 

• PAGIBIG sa Kasambahay

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Downloadables for Preggy Moms

Forms, forms, forms!!! Along with long queues our social services office require some (or more) forms to facilitate the procurement of benefits for their clients.

Filipino pregnant women, especially those working or are dependents of employed relatives or self employed are required to accomplish and submit several forms to avail of maternity benefits.

Listed below are some of these forms. Accomplish them on time and you'll be able to avail of these claims! Just click on the forms to start downloading.

PHILHEALTH

Giving birth is a medical case covered by Philhealth.  For cesarean delivery, the coverage is P19,000. For normal delivery, it varies from 6,500 to P8,000. Read this for more about Philhealth benefit for moms.   This amount covered should be deducted from your hospital upon checkout.  If not, you can personally file for reimbursement.

Philhealth ClaimForm 1 

• You should accomplish  and submit these to the hospital upon your confinement for delivery. Actually, we need to accomplish this form every hospital confinement.


• Along with claim form 1, you'll need to submit your latest Member Data Record. This you can get from your HR (for employed) or from your nearest Philhealth Branch. If you're a dependent, make sure you are declared as dependent of your spouse (or other relative).  If not, you might need to submit an NSO-certified copy of your birth certificate or marriage contract, whichever is applicable to your status.


• Read this for more on guidelines on accomplish the Philhealth Claim Form.

SSS

We got more than P30,000 worth of maternity benefit from SSS.  That amount serves as your allowance for the period you are resting after giving birth. The amount maternity  varies.  Read this for more on how to compute the maternity allowance. Ideally, this check should be given to you one month before your scheduled delivery.

SSS Maternity Notification Form

• The SSS Maternity Notification must be filed at least 60 days from date of conception.


• If employed, submit this to your HR. If self employed, submit to your nearest SSS branch.

Write on these forms clearly and legibly. Absolutely avoid erasures.

Be on the know so you'll be able to assert your rights! But know your responsibilities as well!

Also worth reading:

• Learnings from an emergency cesarean


• Rights of the Filipina working mom

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